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WHY CYBER LIABILITY INSURANCE
Cyber threats are an increasing concern for businesses of all sizes, yet many businesses lack the resources to protect themselves. Approximately two thirds of businesses do not have a stand-alone cyber insurance policy, and over half have not discussed cyber insurance coverage. As cyberattacks continue to become more sophisticated and common, cyber insurance should be an essential part of a business’s insurance coverage package.
Cyber Crime Costs are Projected to Reach $2 Trillion by 2019. Cyber intrusions are becoming more commonplace, more dangerous, and more sophisticated. Our nation’s critical infrastructure, including both private and public sector networks, are targeted by adversaries. American companies are targeted for trade secrets and other sensitive corporate data, and universities for their cutting-edge research and development. Citizens are targeted by fraudsters and identity thieves. The collective impact is staggering. Billions of dollars are lost every year repairing systems hit by such attacks.
Hospitals, school districts, state and local governments, law enforcement agencies, small businesses, large businesses—these are just some of the entities impacted by ransomware, an insidious type of malware that encrypts, or locks, valuable digital files and demands a ransom to release them. The inability to access the important data these kinds of organizations keep can be catastrophic in terms of the loss of sensitive or proprietary information, the disruption to regular operations, financial losses incurred to restore systems and files, and the potential harm to an organization’s reputation. Home computers are just as susceptible to ransomware and the loss of access to personal and often irreplaceable items— including family photos, videos, and other data—can be devastating for individuals as well. (source: F.B.I.)
Call or email me to discuss the risks you face and the best methods to mitigate your exposure.
Direct: 702.985.2310
Toll-Free: 844.421.3560
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